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- Routing Number: 102202078
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• If you are looking for information, would like to apply for, or have questions about COVID-19 Small Business Guidance & Loan Resources, please click here to be directed to the U.S. Small Business Administration website.
• We are aware of a heightened increase in fraudulent activity.
We will never call, email or text you requesting your debit card number, pin, user id or other credentials. If you receive a message requesting this type of information, hang up or delete the communication. Call us at 505-599-0100 if you have questions.
• For the health and safety of our customers, community, and staff:
We are open but temporarily restricting access to our lobbies and Smith's Location. We will continue to offer all banking services through our drive-up facilities, our night drop, over the phone and using our online and mobile technologies.
Please click here for more information.
Online Banking Login
Personal Savings Accounts
Visit our Business Savings page for business savings options.
Regular Savings
- $100.00 minimum opening balance
- Earns interest
- Quarterly statement for easy tracking of savings
- $3.00 monthly maintenance fee with balance of less than $300.00
Transaction Limitations May Apply: See TISA Disclosures for Details.
Market Interest Savings
Earn Interest and have full access to your money!
- $2500.00 minimum opening balance requirements
- Higher interest rate on balances over $1,000.00
- Free MasterMoney Debit/ATM Card
- Free Online Banking with Free Bill Pay
- Monthly statement with check images
- $10.00 monthly maintenance fee with balance of less than $1000.00
Transaction Limitations May Apply: See TISA Disclosures for Details.
Uniform Transfer to Minors Account
Gift Money and save for your children's future!
- No minimum opening balance requirement
- No monthly maintenance fee
- Quarterly statement for easy tracking of savings
Citizens Premier Savings
- $25,000.00 minimum opening balance
- Special Tiers pay interest based on the amount our customer invests
- Quarterly statement for easy tracking of savings
- $15.00 monthly maintenance fee with balance of less than $25,000.00. (Fees could reduce earnings on the account.)
- Premium rate with flexibility to withdraw funds
Transaction Limitations May Apply: See TISA Disclosures for Details.