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• If you are looking for information, would like to apply for, or have questions about COVID-19 Small Business Guidance & Loan Resources, please click here to be directed to the U.S. Small Business Administration website.
• We are aware of a heightened increase in fraudulent activity.
We will never call, email or text you requesting your debit card number, pin, user id or other credentials. If you receive a message requesting this type of information, hang up or delete the communication. Call us at 505-599-0100 if you have questions.
• For the health and safety of our customers, community, and staff:
We are open but temporarily restricting access to our lobbies and Smith's Location. We will continue to offer all banking services through our drive-up facilities, our night drop, over the phone and using our online and mobile technologies.
Please click here for more information.
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Personal Loans
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New and Used Vehicles, RV’s, Boats, ATV and Unsecured
Loans are available for the purchase or refinance of new or used vehicles, recreational vehicles, boats, etc. Easy application process, competitive rates and terms, and quick response time by experienced staff.
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Ready Reserve - Overdraft Protection
Ready Reserve is a revolving line of credit linked to your checking account for overdraft protection. Payments are automatically deducted from your checking account monthly. One time set up fee of $25.00. Annual fee $20.00.
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Home Equity
Stop by one of our offices for an application. Probably your most valuable asset is the equity you have in your home. Equity is the difference between the present market value of your home and the total of any outstanding mortgages and other liens. As the market value of your home increases, so does your equity. That is important because the equity in your home can be used as collateral for a low cost Home Equity loan for:
- Debt Consolidation
- Home Improvements
- College Tuition
- Major Purchases