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We are excited to announce that our lobbies are open at 50% capacity as of Monday, March 29, 2021! All branches are currently operating on regular business hours. Our Smith’s Branch remains closed at this time. We look forward to seeing and serving you!.
Please help maintain safety standards by following these guidelines: • Face masks are required to enter all Citizens Bank locations. • Please remain 6 feet apart and practice safe social distancing. • Non-Citizens Bank customers, please use our Drive-up facilities. • Restrooms will not be available for Public use. • Maximum occupancy levels are 50%, as determined by the State of New Mexico, and are subject to change. Please bear with us as we navigate and comply.
• PPP New Loan Application (2nd Round) and supporting documentation must be completed using our PPP Application portal. The portal will allow you to complete the application, sign electronically and upload the required supporting documentation. If you can demonstrate a 25% reduction in revenue from 2019 to 2020 and are ready to submit your PPP Application, please request a link to the portal by emailing us at ppp@cbnm.com.
• PPP Loan (1st Round) Forgiveness Applications and supporting documentation must be completed using our PPP Forgiveness portal. The portal will allow you to complete the application, sign electronically and upload the required supporting documentation. If you are ready to submit your PPP Forgiveness, please request a link to the portal by emailing us at ppp@cbnm.com.
Only $50 to open! Every new personal checking account includes:
Citizens Premium Plus Checking | Citizens 50 Plus Checking | Citizens VIP Checking | Citizens E-Checking | |
Will you always keep over $1500 in this account? |
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Will there be anyone 50 years or over signing on this account? ($100 minimum in account) |
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Does anyone plan to have direct deposit or automatic payments with this account? ($100 minimum in account) |
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If you answered no to all of the questions above. |
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An account for those interested in higher rates!
Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.
See TISA disclosures for details.
A perfect account for customers 50 and over!
Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.
See TISA disclosures for details.
Paper Statement Fee will be assessed monthly, but will be offset by an Activity Discount Credit with E-Statement sign up.
Checking with the convenience of direct deposit or any automatic payment!
Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.
See TISA disclosures for details.
Paper Statement Fee will be assessed monthly, but will be offset by an Activity Discount Credit with E-Statement sign up.
An account for everyone's banking needs!
Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.
See TISA disclosures for details.
Paper Statement Fee will be assessed monthly, but will be offset by an Activity Discount Credit with E-Statement sign up.
What You Need to Know about Overdrafts and Overdraft Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
This notice explains our discretionary overdraft practices effective August 15th 2010.
We do authorize and pay overdrafts for the following types of transactions:
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
What fees will I be charged if Citizens Bank pays my overdrafts?
Under our standard overdraft practices:
What if I want Citizens Bank to authorize and pay overdrafts on my ATM and everyday debit card transactions?
Complete the form below and hit the Submit button or call 505-599-0182 Option 8 or print this form and deliver to any Citizens Bank branch location.
You may revoke your consent at any time.