Personal Checking

 Only $50 to open! Every new personal checking account includes:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE E-Statement
Personal Banking
  Citizens Premium Plus Checking Citizens 50 Plus Checking Citizens VIP Checking Citizens E-Checking
Will you always keep over $1500
in this account?
     
Will there be anyone 50 years or over
signing on this account?
($100 minimum in account)
     
Does anyone plan to have direct deposit or
automatic payments with this account?
($100 minimum in account)
     
If you answered no to all of the
questions above.
     
|
  • Citizens Premium Plus Checking

    An account for those interested in higher rates!

    • FREE personalized checks
    • Tiered interest rates
    • No Per check fee | Unlimited check writing
    • Only $7.00 if minimum falls below $1500

     Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.

    See TISA disclosures for details.

  • Citizens 50 Plus Checking

    A perfect account for customers 50 and over!

    • FREE Personalized checks
    • Competitive Interest
    • No per check fee | unlimited check writing
    • Only $2.00 if balance falls below $100
    • FREE Monthly E-Statement (or $5.00 monthly paper statement charge)

     Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.

    See TISA disclosures for details.

    Paper Statement Fee will be assessed monthly, but will be offset by an Activity Discount Credit with E-Statement sign up.

  • Citizens VIP Checking

    Checking with the convenience of direct deposit or any automatic payment!

    • Competitive interest
    • No per check fee | unlimited check writing
    • Only $2.00 if balance falls below $100
    • FREE Monthly E-Statement (or $5.00 monthly paper statement charge)
    • Customer purchases checks

    Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.

    See TISA disclosures for details.

    Paper Statement Fee will be assessed monthly, but will be offset by an Activity Discount Credit with E-Statement sign up.

  • Citizens E- Checking

    An account for everyone's banking needs!

    • No minimum balance requirements
    • No per check fee | unlimited check writing
    • FREE Monthly E-Statement (or $5 monthly paper statement charge)
    • Customer purchases checks

    Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.

    See TISA disclosures for details.

    Paper Statement Fee will be assessed monthly, but will be offset by an Activity Discount Credit with E-Statement sign up.