Personal Checking
Only $50 to open! Every new personal checking account includes:
- FREE Debit Card
- FREE Online Banking
- FREE Bill Pay
- FREE Mobile Banking
- FREE E-Statement

Citizens Premium Plus Checking | Citizens 50 Plus Checking | Citizens VIP Checking | Citizens E-Checking | |
Will you always keep over $1500 in this account? |
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Will there be anyone 50 years or over signing on this account? ($100 minimum in account) |
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Does anyone plan to have direct deposit or automatic payments with this account? ($100 minimum in account) |
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If you answered no to all of the questions above. |
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Citizens Premium Plus Checking
An account for those interested in higher rates!
- FREE personalized checks
- Tiered interest rates
- No Per check fee | Unlimited check writing
- Only $7.00 if minimum falls below $1500
Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.
See TISA disclosures for details.
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Citizens 50 Plus Checking
A perfect account for customers 50 and over!
- FREE Personalized checks
- Competitive Interest
- No per check fee | unlimited check writing
- Only $2.00 if balance falls below $100
- FREE Monthly E-Statement (or $5.00 monthly paper statement charge)
Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.
See TISA disclosures for details.
Paper Statement Fee will be assessed monthly, but will be offset by an Activity Discount Credit with E-Statement sign up.
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Citizens VIP Checking
Checking with the convenience of direct deposit or any automatic payment!
- Competitive interest
- No per check fee | unlimited check writing
- Only $2.00 if balance falls below $100
- FREE Monthly E-Statement (or $5.00 monthly paper statement charge)
- Customer purchases checks
Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.
See TISA disclosures for details.
Paper Statement Fee will be assessed monthly, but will be offset by an Activity Discount Credit with E-Statement sign up.
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Citizens E- Checking
An account for everyone's banking needs!
- No minimum balance requirements
- No per check fee | unlimited check writing
- FREE Monthly E-Statement (or $5 monthly paper statement charge)
- Customer purchases checks
Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.
See TISA disclosures for details.
Paper Statement Fee will be assessed monthly, but will be offset by an Activity Discount Credit with E-Statement sign up.