• Introducing Digital Wallets!

    Leave your debit card at home and pay with just a few taps of your phone or Smartwatch.

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  • Introducing Brella!

    With the Brella App, you can block transactions and switch your Citizens Bank debit card on or off, any time you want.

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  • Grow Your Business!

    Our Commercial Loans Open Opportunities.

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  • Increase in Fraudulent Activity

    Stay aware and stay safe.

    Learn More
  • Welcome Home!

    Our Home Loans Open Doors.

    Learn More


Citizens Bank. Serving San Juan County since 1905.
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Mobile Banking

Banking should be simple. Download our Online Banking App today to get started!

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Home Loans

Life's too short to settle for anything less than your dream home.

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Auto Loans

Hit the open road in style with a brand new car. Take out a loan today!

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Citizens Bank provides outstanding local and personalized service!

We always have your best interest in mind and are happy to walk you through the loan process.

Whether you are purchasing or building a new home, remodeling or refinancing an existing residence, our lenders will discuss the various financing options available, answer all of your questions, and close your loan quickly.

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We Offer Mortgage Loans

Holiday Hours

Our Extended Hours Branches are open to serve you on all holidays, excluding Thanksgiving and Christmas.

Extended Hours Branches:

San Juan Branch - 2911 E. 20th St. - Farmington, NM 87402

Smith's Branch - 600 E. 20th Street - Farmington, NM 87401