Business Banking

Let us help you find the account that's just right for you!

OR

Totally Free Business Checking*

Perfect for most businesses!

  • No minimum balance
  • No monthly maintenance fee
  • 500 FREE monthly transaction items**
  • Up to $10,000 cash purchased per month FREE^
  • FREE return of check images for easy record keeping
  • FREE easy-to-balance monthly statement
  • FREE thank you gift (Free gift provided at the time of account opening.  Value of the free gift may be reported on Form 1099-INT.)
  • Check and debit card buy-back (Up to $25 buy-back for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.)
  • Only $50 to open

*Customer purchases checks

*Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply. 

Business Checking with Interest*

Sole proprietorships & not-for-profit organizations will earn interest on checking dollars!

  • Competitive Interest
  • No minimum balance
  • No monthly maintenance fee
  • Up to $10,000 in cash purchased per month FREE ^ 
  • FREE return of check images for easy record keeping
  • FREE easy-to-balance monthly statement
  • FREE thank you gift (Free gift provided at the time of account opening. Value of the free gift may be reported on Form 1099-INT.)
  • Check and debit card buy-back (Up to $25 buy-back for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.)
  • Only $50 to open!

*Customer purchases checks

 *Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.

Commercial Account Analysis*

For businesses with more complex banking needs

  • Earnings credit allowance on deposit balances may offset activity fees + 
  • Only $8 monthly maintenance fee
  • Deposits or credits are just 7¢ each and debits are just 15¢ each
  • FREE return of check images for easy record keeping
  • FREE easy-to-balance monthly statement
  • FREE thank you gift (Free gift provided at the time of account opening. Value of the free gift may be reported on Form 1099-INT.)
  • Check and debit card buy-back (Up to $25 buy-back for checks and debit cards from another financial institution give at the time the checks/debit cards are presented.)
  • Only $50 to open!

*Customer purchases checks

 *Other fees such as Overdraft Fees, Overdraft Returned Fees and Overdrawn Account Fees may apply.

+ 90% of the Fed Funds sold rate for the statement period, on monthly average collected balances minus reserve requirements.

To assist in opening your account, we may request the following:

Sole Proprietor/DBA
SSN or TIN of Owner
Limited Liability Company (LLC)
TIN of LLC
Articles of Organization
Operating Agreement
Partnership
TIN of Partnership
Partnership Agreement
Certificate of Partnership
Not-For-Profit Organization
TIN of Organization
If incorporated, follow corporation guidelines.
If tax exempt, IRS documentation or tax return.
If not tax exempt, authorizing letter
Minutes from a meeting listing signatory parties.
Corporation
TIN of Corporation
Articles of Incorporation

**Transaction items include checks paid, checks deposited, ACH debits and ACH credits. Just 25¢ each over 500. If Totally Free Business account exceeds 500 free monthly transaction items, the account may be converted to Commercial Account  Analysis.
^Includes coin and currency. Just $1.50 per $1,000 purchased in currency over $10,000.

Fees subject to change without notice.



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